Radio/tape Cd Player problems of the 2012 Kia Motor Forte

I didn't get the recall for the brakes in 2018 radio just went out last year for no reason window on passenger just stopped working.

Made a turn at approx 12 mph. Car bumped into neutral when groceries tipped over. Heater, radio, and engine all quit. Could not be restarted, vehicle had zero power. Stranded in intersection. Towed to repair, informed engine had seized due to over-revving in neutral. Had zero power, could not over-rev. Kia and warranty company refusing any responsibility or coverage. Being told it needs a new engine and a new starter. Estimated repair $8500, more than twice bluebook value. I see after research this is a common problem with kia vehicles of this era. Approx. 83000 miles, all service up to date. I notice on the aul report the amount of wear on the engine, and the description of the damage using words like "heavily scored and worn to copper backing. " I find it hard to believe this kind of damage could have been done in the minute or so the car was in neutral, especially since driver was aware of what had happened. (she saw the groceries tip over and hit the shifter).