One problem related to brake disc pads has been reported for the 1997 Saturn SL2. The most recently reported issues are listed below.
Complete braking system failure, creating unstable control of vehicle due to radical vibrations through steering system. Dealer solution and manufacturer's "band-aid" solution - changing rotors and brake pads with inferior parts that continue to fail (4 times front, 2 times rear; most recent - front rotors cut). Manufacturer's explanation of failure on 2 occasions: car is not suitable for northeast, car is used for long trips too often (84 mile round-trip commute), and driver using brakes too much, causing the failure in manufacturer's equipment. Summary: fear of losing control of vehicle due to soft braking system/no brakes, inability to maintain control of vehicle due to radical pulsation in steering system while trying to brake, & financial burden once brakes are out of warranty.