Front Seat Belt Retractor problems of the 2002 Volkswagen Jetta

I inadvertently hit a pot hole. The pot hole was probably a little deeper than most. The driver's side-curtain airbag, the seat side airbag and the seatbelt tensioner were deployed. There was no damage to the car. There was no immediate danger to me. I did not lose control of the car even with the startling deployment of the safety systems. I was told by the guy in one of the body shops that I went to to get estimates that vws and bmws are known for their "touchy" airbag systems. I do not think that it is reasonable to have a $2700 repair bill, the inconvenience of all of the legwork to get my car fixed or the temporary non-functioning of my car's safety system just from hitting a pot hole! I am working on a claim and have not yet had the car repaired. Parts listed as being necessary to replace are: side curtain airbag, seat side airbag, seat belt/tensioner assembly, seat cover, a-pillar trim, headliner, sail panel trim, airbag sensor and airbag control module. Also, the car will need to be plugged into a computer analyzer in order that the airbag codes be reset.