Cooling Fan problems of the 2001 Mazda Tribute

While driving through a big puddle of water, water was too high and it went into vehicle's air filter and caused hydro locking to engine, causing engine to die. Consumer feels like a sports utility vehicle should be able to go through water with out stalling out. There's a recall on Ford explorer's engine for fan being too low to the ground. Consumer's vehicle engine was made by Ford and should be recalled also. Consumer has contacted the dealer. Please provide any further information.