Engine Clicking And Tapping Noises problems of the 2004 Nissan Maxima

I own a 2004 Nissan Maxima and when I bought it I thought I was buying a great car that was less than 6 months ago although I still like the car it is starting to make this ticking noise the ticking noise is coming from the timing chain and is doing that because of a piece of plastic has gotten loose on the timing chain guides so now that this piece of plastic is loose my timing chain could possibly snap and damage my entire motor so I decide ok ill just fix it but OH no its 1500 dollars to fix because of all the labor that is needed to get my car repaired because of the labor involved in getting to the timing chain so my complaint is that why do you have a stupid piece of plastic that is now failing for almost all vq 35 engines it just doesn't make any sense why as a company you are so cheap that you cant design something more durable than a piece of plastic to hold together the engine of my car that when it first came out in 2004 was going for like 26000 dollars how cheap can you get unbelievable you would think I would not have to worry about my car dying because of this one stupid piece of plastic that is basically defective and was not meant to hold together a timing chain what a crap company now im on the hook for 3 years and I have to pray that my chain doesn't snap because I cant afford to pay 1500 dollars to fix my car because of a stupid piece of plastic.

2004 Nissan Maxima se. Front right ticking sound. Dealer evaluated the car and said it was a primary and secondary timing chain problem. Said I needed a replacement. I'm told by another non-Nissan dealer that this is so common it should be listed as a recall.