Engine Shut Off Without Warning problems of the 2006 Ford Explorer

Car shuts off while driving. This has happened about 6 times in the last two months. Always at speeds under 40 mph and always within 3 minutes of turning the car on. There's never any warning or smell or sound. Dash goes black, radio cuts off, power steering fails, and I have to coast to the side of the road. Obviously this is very frightening and I've been very lucky that it has not yet happened at lights or turns. My car guy is really good and he's at a loss. He thinks maybe it's a security system malfunction. I drive with children in the car and I can't afford a to buy a new car. I'm not sure what my other options are.

I was driving up small hill-dry conditions and the car shut down. On coming vehicle swerved and avoided collision. This has happened many times after the traction control sensor comes on. The car also jumps out when shifting gears and sometimes it is very hard to shift. Transmission problem! safety recal imperative!.

We bought this used from a used car dealership. The very next day I noticed while driving the engine just shut off. Couple months later the same thing happened and has continued to happen often. Last week I was driving 45 mph on a highway in the rain and lost all control of the vehicle. The brakes didn't work, the steering didn't work, the entire car shut down, I had a panic attack because I was in traffic and almost caused a hugh accident with other vehicles. I put on the hazzards and finally was able to drift into a the middle of the road called the turning lane. I called the dealership many times and have only been told "we are sorry". I tried calling a lemon law lawyer but was told, sorry, if the truck was a 2007 then I would have a case. So, now what do I do? I have a 10,000 car loan for a vehicle that I am frightened to drive anywhere. Please help me.