Air Bag On-off Switch problems of the 1999 Honda Civic

I received a recall notice on my 1999 Honda Civic for the ignition switch in September 2002. I took the car to get a new switch installed. After that I did not see a positive change or faster start up of the car . In fact, it seemed to start slower and slower. When I would press the accelerator I felt a grinding sensation under my foot from the gas pedal, which sounded like the car was struggling to speed up. Also, when I would turn the key in the ignition the car would not start right away, it stalled for about (7) seven seconds or so. I believe this car is a lemon. When I bought it, the gears wouldn't change properly. I would press the accelerator to go up to spped on the highway and it would take a long time for the car to change gears, it sounded very loud because of this. I don't know why it did this, I am concerned and it became very annoying. I had an accident while driving this car on oct. 16, 2002. As I was driving I heard something crack under the car and the car started to spin to the other side of the road causing me to lose control of the car. I believe the car had a safety defect that caused the wheels to break, resulting in loss of control of the vehicle. The insurance adjuster told me these are some of the damages to the car: the bottom of the floor shifted, the axle broke, the tires and wheels broke, they declared the car a total loss. I believe the wheels/tires broke first, which is probably what the cracking sound was that I heard which caused the car swerve. My insurance company paid the car off so fast which leads me to believe they are hiding something. Aslo, I think the steering of the car was out of line, because sometimes the car would veer to the right when I would be driving straight it would be difficult to stay in the lane I would appreciate all the information you can give to help me find out what else is wrong with this car as I already said a recall for the ignition was issued more defects may be found. Dt.